“How much will this cost?” is usually the first question people ask when they need a notary to come to them — and the answers online range from vague to misleading. In Colorado, the answer is more predictable than most people expect, because state law caps what a notary can charge for the notarization itself. This guide breaks down exactly how mobile notary pricing works in Denver, with real examples, so you know what to expect before you book.

It is part of our complete guide to notary services in Denver.

What Colorado Law Allows a Notary to Charge

Colorado separates two kinds of charges: the notarial fee, which the state caps, and charges for other services, such as travel, which the state lets notaries set as long as they are transparent about them.

A notary “must inform the customer of all charges before performing the notarial act.”

• Notarization: up to $15 per document for an in-person notarization.
• Remote notarization: up to $25 per notarial act.
• Travel and other services: allowed, but itemized separately and disclosed in advance.
• Written record: the notary must give you an itemized list of fees, such as a receipt or invoice.
• Loan signing services: real estate signing service fees are not regulated by the Secretary of State.

In practice, this means a mobile notary’s price is mostly about the travel and the time, not the stamp. Any quote that lumps everything into one unexplained number deserves a follow-up question.

How a Mobile Notary Price Adds Up

Every mobile notary appointment in Denver is built from the same three pieces:

1. A travel fee for coming to you. At MJ Notary Denver, travel starts at $45 per trip within the metro area and varies by distance.
2. The notarization fee — $15 per notarized signature, the maximum Colorado allows.
3. Optional add-ons, such as an after-hours or weekend fee ($25 at MJ Notary Denver) or printing.

Real Mobile Notary Price Examples

Loan signings are priced as packages because they involve printing a large document set, a longer appointment, and returning the package to the title company. Our loan signing packages page has current pricing, and our loan signing guide explains what’s included.

What Changes the Price

• Number of notarized signatures. Each signer’s notarization is a separate notarial act. Two people signing one deed means two notarizations.
• Distance. Central Denver, Aurora, Lakewood, and Englewood are typically at the base travel fee; farther suburbs may cost more.
• Timing. Evenings, weekends, and short-notice requests often carry an after-hours fee.
• Waiting time. Hospital and multi-party signings sometimes involve waiting for staff or signers; ask how waiting is handled.
• Printing and scanning. If the notary prints a document you emailed, expect a small itemized charge.
• Document type. Loan packages are priced differently from single documents because the work involved is different.

Mobile Notary vs. Other Options in Denver

The cheapest option isn’t always the least expensive one. A free bank notarization that requires taking time off work — or that gets declined at the counter because the bank doesn’t handle your document type — can cost more than a mobile appointment. And for signers in hospitals or care facilities, a mobile notary is often the only practical choice. If you’re comfortable with technology and your document can be electronic, online notarization is another way to skip the travel fee.

How to Keep Your Mobile Notary Cost Down

• Bundle documents. One trip with several notarizations is far cheaper than several trips. Gather everything that needs notarizing first.
• Get every signer together. A second trip for a missing co-signer means a second travel fee.
• Book during business hours when your schedule allows, to avoid after-hours fees.
• Arrive prepared. Valid ID and a complete, unsigned document prevent a wasted visit. Our checklist of what to bring to a notary covers it.
• Print the document yourself if you can.

Book a Mobile Notary in Denver

MJ Notary Denver is a commissioned Colorado notary public and National Notary Association member. Mobile appointments are a $45 travel fee plus $15 per notarization, with after-hours visits available for an additional $25, and every charge itemized. See our mobile notary services, contact us, or call (720) 333-0580. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City.

Frequently Asked Questions

Sources: Colorado Secretary of State, Notary Fees FAQ and Remote Notarization FAQ; MJ Notary Denver published rates. Last reviewed October 2026.

Becoming a notary public in Colorado is one of the most accessible professional credentials in the state. There is no bond requirement, the state’s own training course is free, and most applicants can complete the whole process in a week or two. Whether you want to notarize documents for your employer, start a mobile notary business, or work as a loan signing agent, this guide walks through every requirement and step, with the costs you can expect along the way.

We’ve been commissioned Colorado notaries since 2019, and this is the guide we wish we’d had. If you’re here because you need something notarized rather than wanting to notarize it yourself, see our complete guide to notary services in Denver.

Who Can Become a Notary in Colorado?

The Colorado Secretary of State commissions notaries under the state’s Revised Uniform Law on Notarial Acts. To qualify, you must meet every requirement below.

Because Colorado accepts a place of employment, people who live in a neighboring state but work in Colorado can qualify. Colorado does not require a surety bond, which sets it apart from many states.

The Six Steps to a Colorado Notary Commission

Step 2 and 3: Training and the Colorado Notary Exam

Since July 1, 2018, every new and renewing Colorado notary must complete approved training and pass the state exam before applying.

Applicants must “have passed the Colorado notary exam after completing training.”

You have two options for training:

• The Secretary of State’s free eLearning course, which includes the exam at the end. This is the most economical route.
• An approved private vendor, such as the National Notary Association, which typically packages training with supplies and support for a fee.

The course covers Colorado notary law: the types of notarial acts, identifying signers, journal requirements, fees, prohibited acts, and remote and electronic notarization. When you pass the exam, save both the training certificate and the exam certificate — you’ll attach them to your application.

Steps 4 and 5: The Affirmation and Online Application

Colorado notary applications are filed online through the Secretary of State’s website. Before you start, gather these scanned attachments:

• The notarized affirmation form, signed in front of an existing notary.
• Both sides of an acceptable ID, such as a Colorado driver’s license, U.S. passport, or military ID.
• Your training completion certificate.
• Your exam completion certificate.
• Proof of lawful presence, if you are not a U.S. citizen, such as a permanent resident card.

Use your full legal name; your first and last names must match your ID. Pay the filing fee online by card. The Secretary of State typically processes applications in three to five business days, and you may begin notarizing once you receive the approval email and have your supplies. If an application is rejected, you have 90 days from payment to correct and resubmit it.

Step 6: Your Official Stamp and Journal

The state does not issue supplies. Once approved, you buy them from a vendor using your commission information.

Official stamp. A Colorado notary stamp is a rectangular inked stamp with a border. It must show your name as commissioned, the words “Notary Public” and “State of Colorado,” your notary ID number, and your commission expiration date. If you change your name or renew, you’ll need a new stamp.

Notary journal. Colorado requires a journal entry for every notarial act, with one narrow exception for certain employer-held records. A paper journal must be a permanent, bound book with numbered pages; an electronic journal must be tamper-evident. Each entry records details such as the date and time, the type of act, the document, the signer, how you identified them, and the fee charged. You must keep journals for ten years after the last entry, keep them under your exclusive control, and report a lost or stolen journal or stamp to the Secretary of State.

Your Core Duties as a New Colorado Notary

The commission is the easy part. Day to day, a Colorado notary is responsible for doing each notarization correctly, and mistakes can lead to discipline by the Secretary of State or personal liability. The essentials:

• Require personal appearance. The signer must be physically in front of you, or on live video for an approved remote notarization. Never notarize for someone who isn’t there.
• Identify every signer with acceptable ID — current or expired no more than one year — or a credible witness.
• Screen for willingness and capacity. You may refuse if you aren’t satisfied the signer understands the document or is signing voluntarily.
• Check for blanks and have the signer complete them or line through them.
• Complete the certificate accurately, with the correct notarial act and the actual date — never pre-date or post-date.
• Record every act in your journal, including the fee charged.
• Disclose fees first — no more than $15 per in-person notarization — and itemize any travel or other charges in writing.
• Avoid conflicts of interest. Don’t notarize when you, your spouse or civil union partner, a parent, child, or sibling is a party to the document or would benefit from it.
• Don’t give legal advice or choose the notarial act for the signer unless you are also a licensed attorney.

How Much It Costs to Become a Notary in Colorado

Using the free state course, most new Colorado notaries can get started for well under $150. Confirm the current filing fee on the Secretary of State’s fee schedule before you apply, since state fees can change.

Commission Term and Renewal

A Colorado notary commission lasts four years from the date of approval. You can renew online up to 90 days before it expires, and renewal requires the same steps as a first application: approved training, a passing exam, a notarized affirmation, your ID, and the fee. If your commission lapses, you file a renewal rather than a new application, but you cannot notarize in the gap. Plan on a new stamp with each renewal, since the expiration date is printed on it.

Beyond the Basics: Remote Notary and Signing Agent Paths

A standard commission lets you perform traditional, in-person notarizations. Many Colorado notaries add one or both of these specialties:

• Remote notary. To notarize by live video, an active Colorado notary completes the Secretary of State’s remote notary training and exam, registers as a remote notary, and contracts with an approved remote notarization provider. Remote notarial fees are capped at $25. Our guide to online notarization in Colorado explains how sessions work.
• Loan signing agent. Signing agents handle mortgage closings for title companies and lenders. The state doesn’t license this specialty, but most title companies expect industry certification and a background screening. See our guide to loan signing agents for what the work involves.
• Apostille document preparation. Notaries who serve clients sending documents abroad need to know which documents can be notarized and which need certified copies. Our Colorado apostille guide covers the process.

Mistakes new notaries make

• Notarizing a pre-signed jurat. A verification requires the signer to sign in front of you after an oath or affirmation.
• Certifying copies of vital records. Colorado notaries can’t certify copies of birth, death, or marriage records or other documents available from a clerk and recorder or vital records office.
• Skipping journal entries for “quick” notarizations. Every act gets an entry, even when you charge nothing.
• Letting the commission lapse. Set a reminder for 90 days before expiration; any notarization after expiration is invalid.
• Using a stamp with outdated information after a renewal or name change.

Whatever path you choose, the fundamentals stay the same: identify every signer, never notarize for an absent person or a family member with an interest in the document, keep a complete journal, and disclose fees before you notarize.

Need Something Notarized Along the Way?

MJ Notary Denver is a commissioned Colorado notary public and National Notary Association member serving Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City. We can notarize your application affirmation in person or online. See our mobile notary services, contact us, or call (720) 333-0580.

Frequently Asked Questions

Sources: Colorado Secretary of State, Notary Application FAQ, Stamps and Journals FAQ, and Remote Notarization FAQ; National Notary Association, Colorado notary requirements (fee and supply estimates). Last reviewed October 2026.

You need a document notarized, but you’re traveling for work, you live outside Colorado, or there simply isn’t time to meet a notary in person. Remote online notarization (RON) solves that. In a single video call, a commissioned Colorado notary can verify who you are, watch you sign electronically, and return a legally notarized document — without anyone leaving home. This guide explains how online notarization works in Colorado, which documents qualify, what the law requires, and how to prepare so your session goes smoothly.

For in-person options, see our complete guide to notary services in Denver. To book an online session, visit our online notary services page.

What Is Remote Online Notarization?

Remote online notarization is a notarization performed over live, two-way audio-video communication instead of face to face. Colorado law calls it a “remote notarization,” and the notary who performs it a “remote notary.” The core of the notarization doesn’t change: the notary still confirms your identity, confirms you are signing willingly, and certifies the act. What changes is the medium:

• The document is electronic. You upload a PDF instead of bringing paper.
• You sign electronically on the notary platform, and the notary applies an electronic signature and seal.
• Identity is verified digitally, using a scan of your ID and identity questions or another approved method.
• The session is recorded and stored securely, creating a stronger record than a paper journal entry alone.

Is Online Notarization Legal in Colorado?

Yes. Colorado authorized remote notarization through Senate Bill 20-096, and Colorado notaries have been able to register as remote notaries since the end of 2020. The governing statute is C.R.S. § 24-21-514.5, part of Colorado’s Revised Uniform Law on Notarial Acts, with detailed rules adopted by the Secretary of State.

“A notary public may perform a remote notarization only with respect to an electronic record.”

Not every Colorado notary can do this. A notary must hold an active commission, complete the Secretary of State’s remote notary training and exam, register as a remote notary, and use a remote notarization provider approved by the Secretary of State. A remotely notarized document has the same legal effect in Colorado as one notarized in person.

How an Online Notarization Session Works

In more detail:

1. Book and upload. You schedule a session and upload the document as a PDF. If it requires a witness, arrange for the witness to join.
2. Verify your identity. The platform analyzes a scan of your government ID and, usually, asks a short set of identity questions generated from public records.
3. Join the live session. The notary sees and hears you in real time. Before proceeding, the notary tells you the session is being recorded and how it will be stored, and you must give verbal consent.
4. Sign. You apply your electronic signature while the notary watches. For an oath or affirmation, the notary administers it on camera.
5. Seal and deliver. The notary completes the electronic certificate — noting that audio-video technology was used — applies an electronic signature and seal, and records the act in an electronic journal. You download the finished document.

How Identity Is Verified Online

Because the notary can’t hold your ID, Colorado requires a stronger identity process for remote notarizations. The notary must identify you by one of these methods:

Identity questions trip up more people than anything else. They are drawn from your credit and public-record history — past addresses, vehicles, loans — and are timed. If you have a thin credit file or a recent name change, mention it when you book so the notary can plan an alternative.

Where the Notary — and You — Can Be

The notary must be physically located in Colorado at the time of the notarization. The signer can be in Colorado, in another state, or — with limits — outside the United States. For signers abroad, the notary must have no actual knowledge that the act is prohibited where the signer is, and the document must relate to a matter before a U.S. court or government entity, property located in the United States, or a transaction substantially connected to the United States. That makes RON especially useful for Coloradans living or traveling overseas who need to sign documents about U.S. property, accounts, or legal matters.

Which Documents Can Be Notarized Online?

For signers in the United States, most documents that can be notarized in person can be notarized remotely, as long as they are in electronic form and the receiving party accepts electronic notarization.

Always check with the receiving party first. A remotely notarized document is valid under Colorado law, but some banks, foreign governments, and agencies still require wet-ink signatures and a physical stamp. If your document is headed to another country, ask the recipient — and see our Colorado apostille guide — before you book.

Online vs. In-Person Notarization

If identity questions or technology are a barrier — common for older signers — a mobile notary who comes to you is usually the better choice.

Who Uses Online Notarization?

Remote notarization has moved well beyond an emergency workaround. These are the situations where it saves the most time:

• Coloradans traveling or living abroad who need to sign documents about U.S. property, bank accounts, taxes, or court matters without finding a U.S. embassy appointment.
• Out-of-state family members signing powers of attorney, consent forms, or estate-related affidavits for a relative in Colorado.
• Remote workers and business owners who sign authorizations, vendor agreements, and corporate resolutions between meetings.
• Multiple signers in different cities, who can each join the same session from their own device instead of coordinating several in-person appointments.
• After-hours deadlines, when a document has to be signed tonight and no office is open.

Where online notarization works less well: signers who struggle with technology or identity questions, documents that must stay on paper with a wet-ink signature, and situations where a frail or hospitalized signer needs someone physically present. In those cases, a mobile notary is the better fit.

What Online Notarization Costs in Colorado

Colorado caps the notarial fee for a remote notarization at $25 per notarial act, compared with $15 for an in-person notarization. Notaries may charge separately for other services, such as the cost of the secure platform, identity verification, or document handling, but those charges must be itemized and disclosed before the notarization. In exchange, you pay no travel fee and spend no time driving — compare that with what a mobile notary costs in Denver. See current online notary pricing.

How to Prepare for Your Online Notarization

• A device with a camera and microphone. A laptop or desktop is easiest; a recent phone or tablet works.
• A stable internet connection and a quiet, well-lit room.
• Your physical, unexpired government photo ID to scan — a driver’s license or passport works best.
• The document as a complete PDF, with blanks filled in, uploaded before the session.
• Every signer and any witnesses, each on camera. Signers in different locations can usually join from separate devices.
• Ten to twenty minutes without interruption.

Common problems — and how to avoid them

• Failing the identity questions. They are timed and drawn from older records. Read each one carefully; if you have a thin credit file or a recent move or name change, tell the notary in advance so an alternative identity method can be arranged.
• ID scan rejected. Use the physical card, not a photo of it, on a dark, glare-free surface. Expired, damaged, or temporary paper IDs often fail credential analysis.
• Audio or video drops. The notary must see and hear you throughout. Close other apps, sit near your router, and keep your device charged.
• Wrong file. Upload the final, complete version of the document. Changes after the session starts usually mean starting over.
• A missing signer or witness. Everyone who signs must be on camera during the session.

The same basics apply to every notarization; our checklist of what to bring to a notary covers the rest. Serving signers across Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, Commerce City, and the rest of Colorado — and Coloradans anywhere — online notarization removes distance from the equation.

Notarize Online With MJ Notary Denver

MJ Notary Denver is a commissioned Colorado notary public, approved remote notary, and National Notary Association member. We notarize electronic documents by secure video for signers across Colorado and beyond, and offer mobile notary service throughout the Denver metro when in person works better. Visit our online notary services page, contact us, or call (720) 333-0580.

Frequently Asked Questions

Sources: C.R.S. § 24-21-514.5 (audio-video communication); Colorado Secretary of State, Remote Notarization FAQ and Notary Fees FAQ; National Notary Association, Colorado notary requirements. Last reviewed October 2026.

Nothing is more frustrating than taking time off work for a notary appointment, only to be told the notarization can’t happen — the ID is expired, a co-signer is missing, or the document was already signed. Almost every one of those problems is avoidable. This checklist covers exactly what to bring to a notary in Colorado, whether you’re meeting at an office, a mobile notary is coming to your home, or you’re notarizing online.

It is part of our complete guide to notary services in Denver, which explains the different notarial acts, costs, and options in more depth.

The Quick Notary Checklist

Each item has a reason behind it. The ID proves identity. The complete document lets the notary check for blanks and attach the certificate correctly. Each signer must personally appear. And signing at the right moment matters because some notarial acts require the notary to watch you sign.

What ID Is Acceptable for a Colorado Notary?

Identification is the single most common reason a notarization stalls. Colorado law gives notaries a clear standard for what counts as satisfactory evidence of identity.

A notary may identify a signer by a passport, driver’s license, or government-issued nondriver identification card that is “current or expired not more than one year before performance of the notarial act.”

Two practical notes. First, although Colorado allows ID expired by up to a year, many lenders, title companies, and foreign governments insist on unexpired ID — if your document is going to one of them, bring a current card. Second, the name on your ID should reasonably match the name on the document. A missing middle initial is usually fine; a completely different last name after marriage may need a second ID or a signature affidavit.

What If You Don’t Have an Acceptable ID?

Colorado offers a fallback: a credible witness. A credible witness personally knows the signer, appears before the notary, is identified by the notary with their own acceptable ID, and swears or affirms to the signer’s identity. It is commonly used for hospital patients and older adults whose IDs have lapsed.

The credible witness should not have a stake in the document. If you plan to use one, tell the notary when you book so they can confirm the arrangement before arriving.

Should You Sign Before the Appointment?

This is the most common question we hear, and the answer depends on the notarial act your document calls for.

The safe default is simple: don’t sign until the notary tells you to. Signing in front of the notary works for every notarial act. Signing early only works for an acknowledgment, and if you guessed wrong, you may need a fresh copy of the document.

Special Situations: What Else to Bring

Common Mistakes That Stop a Notarization

• Blank spaces. Colorado notaries ask signers to fill in blanks or line through spaces that are intentionally empty. Do this before you arrive when you can.
• Missing pages. Bring the whole document, not just the signature page.
• An absent co-signer. Everyone who signs must appear. Schedule a second appointment for a co-signer in another city, or consider online notarization.
• Asking the notary to backdate. The certificate must show the actual date. A notary who agrees to backdate is breaking the law.
• Expecting legal advice. A notary can’t tell you what the document means or which notarial act to choose. Ask the agency that requested it, or your attorney.
• Bringing a family-member notary. Colorado bars notarizing when a spouse, parent, child, or sibling is a party or would benefit.

Schedule With MJ Notary Denver

MJ Notary Denver is a commissioned Colorado notary public and National Notary Association member. We come to you anywhere in the metro, or meet you online. Mobile appointments are a $45 travel fee plus $15 per notarization (see what a mobile notary costs in Denver). See our mobile notary services, contact us, or call (720) 333-0580. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City.

Frequently Asked Questions

Sources: C.R.S. § 24-21-507 (identification of individual); Colorado Secretary of State, Notary Public FAQs (duties and fees). Last reviewed October 2026.

Sooner or later, almost everyone needs something notarized: a power of attorney for an aging parent, a vehicle title, an affidavit for court, a parental travel consent letter, or a stack of closing documents. The request usually arrives with a deadline and very little explanation. This guide explains how notary services work in Denver and across Colorado — what a notary actually does, which notarial act your document needs, how mobile and online notarization compare, what Colorado allows notaries to charge, and how to get it done right the first time.

MJ Notary Denver is a commissioned Colorado notary public and National Notary Association member serving the metro area since 2019. If you already know what you need, see our mobile notary services or book an appointment.

What a Notary Public Actually Does

A notary public is a state-commissioned official who serves as an impartial witness to the signing of important documents. The notary’s job is not to judge whether a document is fair, legal, or accurate. It is to confirm three things about the person signing it:

• Identity. The signer is who they claim to be, verified with acceptable identification or a credible witness.
• Presence. The signer personally appeared before the notary — in the same room, or by live audio-video for a remote notarization.
• Willingness and awareness. The signer appears to understand what they are signing and is doing so voluntarily.

The notary then completes a notarial certificate, signs it, applies an official stamp, and records the act in a journal. That record is what makes a notarized document trustworthy to courts, banks, county recorders, and government agencies — and it is why notarization deters fraud so effectively.

The Five Notarial Acts in Colorado

“Notarize this” can mean several different things. Colorado notaries perform five main types of notarial acts, and your document’s certificate wording tells you which one it needs.

One important limit: a Colorado notary cannot certify copies of records that are available from a county clerk and recorder, the Secretary of State, the state archives, or an office of vital records — such as a Colorado birth certificate. For those, you request a certified copy from the issuing office. That distinction trips up many people preparing documents for use abroad; our complete guide to apostilles in Colorado explains which version of a document you need.

Not sure which act your document needs? Look for the certificate wording already printed on it. “Acknowledged before me” signals an acknowledgment; “subscribed and sworn to before me” signals a verification. If there is no wording, the receiving agency or your attorney decides — a notary who is not an attorney cannot choose for you.

Three Ways to Get Notarized: Office, Mobile, or Online

Denver residents have three options, and the right one depends on your schedule, your location, and your document.

Office or walk-in notaries include banks (often for their own customers), shipping stores, and some libraries and government offices. Availability is inconsistent, hours are limited, and many will not handle certain documents such as wills, vehicle titles, or real estate paperwork.

Mobile notaries travel to you. That matters when the signer cannot easily leave — a hospital patient, a homebound parent, a busy professional — or when several people need to sign at once.

Online notarization, formally called remote notarization, lets you meet a Colorado notary by live audio-video and sign electronically. It is ideal for travelers and out-of-state signers, but the document must be electronic and the receiving party must accept it. Learn more on our online notary services page.

How Mobile Notary Service Works in Denver

A mobile notary appointment is simple. You call or book online and describe the document and the number of signers. The notary confirms the time, place, and fee before the appointment — Colorado requires notaries to tell you all charges before performing the notarial act. At the appointment, the notary checks each signer’s ID, completes the notarization, and records it in a journal. Most single-document appointments take 15 to 30 minutes.

MJ Notary Denver travels throughout the metro area, including Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, Commerce City, Thornton, Westminster, and Broomfield. We are available Monday through Friday, 9:00 a.m. to 6:00 p.m., and Saturday mornings, with after-hours and weekend appointments by arrangement. Common mobile requests include:

• Powers of attorney and advance medical directives
• Vehicle titles and bills of sale
• Affidavits and sworn statements
• Parental travel consent letters
• Estate planning and trust documents
• Business contracts and authorizations
• Real estate and loan documents — see our guide to loan signing agents in Denver

Documents Denver Residents Notarize Most Often

Every document is different, but most notary requests in the Denver metro fall into a handful of categories. Here is what usually matters for each:

• Powers of attorney. Colorado’s statutory power of attorney forms are typically acknowledged. The person granting the authority — the principal — must sign and be identified; the agent doesn’t need to attend.
• Advance medical directives. Often signed at hospitals or care facilities. Some forms call for witnesses in addition to, or instead of, a notary, so read the form’s instructions before the appointment.
• Vehicle titles and bills of sale. Each seller whose name is on the title usually needs to sign. Bring every owner and their ID.
• Affidavits and sworn statements. These need a verification, so the signer must swear or affirm and sign in front of the notary — don’t sign ahead of time.
• Parental travel consent letters. When a child travels with one parent or another adult, the non-traveling parent signs before a notary. If the trip is international, check whether the destination also wants an apostille.
• Deeds and real estate documents. Deeds are acknowledged so they can be recorded with the county Clerk and Recorder. Full mortgage closings are handled by a loan signing agent.
• Documents for use abroad. Diplomas, affidavits, and powers of attorney headed overseas are often notarized first and then authenticated with an apostille by the Colorado Secretary of State.

What Notary Services Cost in Colorado

Colorado sets a ceiling on the notarial fee itself but lets notaries charge separately for travel and other services, as long as they disclose those charges in advance and in writing.

“The maximum fee allowed for a notarization is $15 per document.”

A typical single-document mobile appointment with MJ Notary Denver is $60: a $45 travel fee plus one $15 notarization. Additional signatures on the same visit add $15 each. You will always receive an itemized record of the charges, as Colorado requires. For a full breakdown with real examples, see how much a mobile notary costs in Denver.

What to Bring to Any Notary Appointment

Most failed notarizations come down to three things: missing ID, a missing signer, or a document that was signed too early. Before your appointment, gather:

• Valid photo ID for every signer. A driver’s license, state ID, or passport. Colorado allows ID that is current or expired no more than one year, though some receiving agencies require it to be unexpired.
• The complete document. All pages, with blanks filled in. Notaries will ask you to complete or line through empty spaces.
• Every signer, in person. No one can sign for an absent person unless they hold a valid power of attorney.
• An unsigned document, if it requires a jurat or signature witnessing. For those acts you must sign in front of the notary.

If a signer has no acceptable ID, Colorado allows identification through a credible witness who personally knows the signer and can be identified by the notary. Call ahead so the notary can plan for it. For the full list, including special situations like signing for a business or at a hospital, see our checklist of what to bring to a notary appointment.

What a Notary Can’t Do

Notaries are impartial witnesses, which means there are firm limits on what they can do for you:

• No legal advice. A notary who is not an attorney cannot explain a document’s legal effect, draft it for you, or decide which notarial act you need.
• No notarizing for family or self-interest. Colorado bars a notary from notarizing when a spouse, civil union partner, parent, child, or sibling is a party or would benefit, or when the notary would gain more than the notarial fee.
• No absent signers. The signer must personally appear — physically, or by live video for a remote notarization.
• No backdating. The certificate must show the actual date of the notarization.
• No certifying vital-record copies. Birth, death, and marriage records come from the issuing office as certified copies.

Notaries also may refuse a notarization if they are not satisfied that the signer is competent, has the capacity to sign, or is signing knowingly and voluntarily. That protection exists for the signer’s benefit.

Notarizations at Hospitals, Care Facilities, and Homes

Some of the most urgent notary requests come from hospitals, rehabilitation centers, and assisted living communities, usually for powers of attorney, medical directives, or estate documents. These appointments go smoothly with a little preparation:

• Confirm the signer can communicate. The signer must be able to understand the document and express willingness to sign. A notary will speak with the signer directly, not just with family.
• Find the ID in advance. Wallets are often at home after an admission. If the ID is lost, line up a credible witness.
• Check facility rules. Ask the nurse’s station about visiting hours and whether a staff member can serve as a witness, if your document needs one.
• Have the document complete. Attorneys usually prepare these forms; bring every page.

MJ Notary Denver handles hospital and care-facility notarizations across the metro, including same-day appointments when our schedule allows.

How to Choose a Notary in Denver

All Colorado notaries hold the same commission, but service varies widely. Look for:

• An active Colorado commission. You can verify any notary through the Colorado Secretary of State’s notary search.
• Clear, upfront pricing. Fees should be quoted before the appointment and itemized afterward.
• Experience with your document type. Loan packages, apostille documents, and hospital signings each have their own pitfalls.
• Availability that fits your deadline, including evenings and Saturdays.
• Professional standards, such as National Notary Association membership and errors-and-omissions insurance.

If your document is headed overseas, it may need an apostille after notarization. See apostille vs. notarization vs. authentication to understand the difference.

Thinking of becoming a notary yourself? See our guide on how to become a notary in Colorado, which covers the requirements, training, exam, and costs.

More Notary Guides

• What to Bring to a Notary Appointment: A Colorado Checklist
• How Much Does a Mobile Notary Cost in Denver?
• Online Notary in Colorado: The Complete Guide to Remote Online Notarization
• How to Become a Notary in Colorado: Requirements, Steps & Costs

Book a Notary With MJ Notary Denver

MJ Notary Denver is a commissioned Colorado notary public and National Notary Association member offering mobile, online, apostille, and loan signing services. Mobile appointments start at $60 ($45 travel plus $15 per notarization). See our mobile notary services, contact us, or call (720) 333-0580. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City, plus Thornton, Westminster, and Broomfield.

Frequently Asked Questions

Sources: Colorado Secretary of State, Notary Public FAQs (fees, duties, remote notarization); C.R.S. § 24-21-506 (personal appearance), § 24-21-507 (identification), § 24-21-508 (refusal). Last reviewed October 2026.

When you close on a Colorado home loan, you will hear from a lot of people: your loan officer, a closer at the title company, maybe a real estate agent — and then a notary you have never met who is coming to your house with a stack of documents. It is easy to wonder who is in charge and who to call. This guide explains how title companies and signing agents work together, what each one is responsible for, and how your documents move between them.

It is part of our complete guide to loan signing agents in Denver. For more on the role itself, see what a loan signing agent is.

Who Does What at a Colorado Closing

Every closing involves several parties with separate jobs. The signing agent is one link in that chain — an important one, but with a deliberately narrow role.

How Colorado Closings Work

Some states require an attorney to conduct real estate closings. Colorado does not. Here, title companies normally handle the closing as the neutral party in the middle: they make sure the seller can deliver clear title, collect and disburse the money, and record the new deed of trust (and the deed, on a purchase) with the county Clerk and Recorder. Colorado’s Division of Insurance regulates title companies, and title companies close transactions under written closing instructions from the parties.

Traditionally, everyone came to the title company’s office to sign. That still happens, especially on purchases. But refinances, HELOCs, and many purchases now close with a mobile signing agent instead — because a borrower in Commerce City or Littleton should not have to take half a day off work to sign papers downtown.

The signer “shall appear personally before the notarial officer.”

That rule is why the title company cannot simply email you the documents to sign and send back. The pages that need notarizing — most importantly the deed of trust — must be signed in front of a commissioned notary, either in person or through an approved remote online notarization platform. Sending a signing agent to you is how the title company meets that requirement wherever you are.

The Handoff: How a Signing Moves Between Title Company and Agent

Here is what happens at each stage:

1. The order. Once the lender releases final documents, the title company books a signing agent — directly, or through a signing service that dispatches local notaries. Lenders sometimes order signings themselves, especially for HELOCs.
2. The documents. The title company emails the package, along with instructions: which pages to notarize, how to return them, and any special requirements.
3. The confirmation. The agent prints and reviews the package, then contacts you to confirm the time, location, and who is signing.
4. The signing. The agent meets you, verifies identification, walks you through every page, and notarizes as required. We cover this in detail in the loan signing process, step by step.
5. The return. The agent sends back what the title company asked for — often scans of key pages the same day and the originals by overnight courier.
6. Review, funding, and recording. The title company checks the package, the lender funds after any right-to-cancel period, and the deed of trust is recorded with the county.

Who to Call With Which Question

The fastest way to an answer is the right person. Use this as a quick reference:

Signing at the Title Office vs. With a Mobile Agent

The legal result is the same either way. The difference is convenience — and for a borrower in Englewood or Aurora with a full workday, that difference is real.

For Title & Escrow Officers: Working With MJ Notary Denver

If you close loans in the Denver metro and need a dependable local agent, MJ Notary Denver is a certified loan signing agent and National Notary Association member, commissioned in Colorado since 2019. We confirm every appointment with the borrower in advance, review the package before arrival, follow your return instructions exactly, and cover Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City six days a week, with after-hours appointments available. See our loan signing packages and pricing or send us your next order.

Schedule a Signing With MJ Notary Denver

Whether you are a borrower who wants a trusted local agent or a title officer who needs one, MJ Notary Denver handles your package accurately and returns it on time. Seller packages are $100, buyer packages $125, and double packages $175, plus a travel fee starting at $45. Contact us or call (720) 333-0580. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City.

Frequently Asked Questions

Sources: C.R.S. § 24-21-506 (personal appearance); Colorado Secretary of State, Notary FAQ; Colorado Division of Insurance title regulations. Last reviewed October 2026.

“We just need you to sign the package” sounds the same whether you are refinancing, opening a home equity line, or closing a reverse mortgage. It isn’t. Each loan type comes with a different set of documents, a different appointment length, and different rules about what happens after you sign. This guide explains how the three most common homeowner signings differ, so you know what to expect before the notary arrives.

It is part of our complete guide to loan signing agents in Denver. For the appointment itself, see the loan signing process, step by step.

Refinance vs. HELOC vs. Reverse Mortgage Signing: Side by Side

Times are typical ranges, not guarantees. A borrower who reads every page closely — which is always your right — will take longer, and that is fine.

Which Signing Is Yours?

If you are not sure what kind of loan your package is, your Closing Disclosure will say. Or follow the quick decision path below.

Refinance Signings

A refinance pays off your existing mortgage with a new one. People refinance to lower their rate, change the loan term, remove mortgage insurance, or take cash out of their equity. From the signing table, all of these look similar: a full package that usually includes a promissory note, a deed of trust, the Closing Disclosure, an occupancy affidavit, and a notice of right to cancel.

What makes a refinance different from a purchase is what happens after you sign. If the home is your primary residence, you get three business days to change your mind, and the loan does not fund until that period ends. That is why refinance signings are dated carefully — the date you sign starts the clock. A cash-out refinance follows the same rule, and your cash arrives only after the waiting period.

Refinances are the most common signing we handle for homeowners in Denver, Lakewood, and Littleton. They rarely surprise anyone if you have reviewed your Closing Disclosure first.

HELOC Signings

A home equity line of credit lets you borrow against your equity as needed, up to a limit, while keeping your existing first mortgage in place. Because it is a second lien rather than a replacement loan, the package is shorter: typically a credit agreement, a deed of trust securing the line, required disclosures, and a notice of right to cancel. Many HELOC signings take under 40 minutes.

Two things trip people up. First, a HELOC on your primary home carries the same three-business-day right to cancel as a refinance, so the line is not available the day you sign. Second, HELOCs are often arranged directly by a bank or credit union rather than through a title company, so your first contact about scheduling may come from the lender. Either way, the notarization requirements for the deed of trust are the same. A home equity loan — a lump sum rather than a revolving line — signs much the same way.

Reverse Mortgage Signings

A reverse mortgage lets homeowners 62 and older convert part of their home equity into cash, a line of credit, or monthly payments, without making monthly mortgage payments while they live in the home. Most are federally insured Home Equity Conversion Mortgages (HECMs).

Reverse mortgage signings need the most preparation:

• Counseling comes first. HUD requires every HECM borrower to complete a session with a HUD-approved counselor before the loan can proceed. Keep your counseling certificate handy; the lender will already have a copy.
• The package is long. Expect more documents than a standard refinance, including HUD-specific forms and a payment plan election. Plan for 60 to 90 minutes or more.
• More people may sign. Every borrower signs, and an eligible non-borrowing spouse may need to sign certain documents too. The title company will tell you who needs to attend.
• Family can be present. Many borrowers like an adult child in the room for support. They can listen, but cannot sign for you unless legally authorized, and the notary will speak with the borrower directly.

Because the stakes are high and the documents unfamiliar, reverse mortgage signings reward a patient, experienced agent. Ask your title company whether the agent they assign handles reverse mortgages regularly — or request one who does.

The Right to Cancel: Which Signings Have It

“This right gives you three business days to cancel a non-purchase money mortgage agreement.”

“Non-purchase money” means a loan that is not used to buy the home — refinances, HELOCs, home equity loans, and most reverse mortgages on a primary residence. Purchase loans do not have this right. The key details:

• The clock: three business days, counting Saturdays but not Sundays or federal holidays.
• The start: the clock begins only after you have signed, received your Truth-in-Lending disclosure (usually the Closing Disclosure), and received two copies of the notice of right to cancel.
• Waiving it: possible only for a genuine personal financial emergency, with your own signed, written statement — not a pre-printed form.

A signing agent will point out the notice of right to cancel in your package but cannot advise you on whether to use it.

Book a Signing With MJ Notary Denver

MJ Notary Denver is a certified loan signing agent and National Notary Association member handling refinance, HELOC, reverse mortgage, purchase, and seller signings. Packages start at $100, plus a travel fee starting at $45. See our loan signing packages, learn how we work with your title company, or call (720) 333-0580. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City.

Frequently Asked Questions

Sources: Consumer Financial Protection Bureau, right of rescission and waiver guidance; U.S. Department of Housing and Urban Development, HECM borrower requirements. Last reviewed October 2026.

You have been approved, the rate is locked, and the title company says a signing agent will meet you to “sign the package.” If you have never closed on a mortgage before — or it has been years since your last refinance — it helps to know exactly what that appointment involves. This guide walks Denver-area borrowers through the loan signing process from the week before closing to the day your loan funds.

It is part of our complete guide to loan signing agents in Denver. If you are not sure what a signing agent is, start with what a loan signing agent is and when you need one.

Before the Signing: What Happens First

The signing appointment is the last step of a process that starts days earlier. Two things happen first.

You receive your Closing Disclosure. Federal rules require your lender to give you the Closing Disclosure — a five-page summary of your final loan terms and costs — at least three business days before you close. Use that window. Compare it line by line with your Loan Estimate, and take any questions about the rate, fees, or cash to close to your loan officer now. The signing agent cannot answer them at the table. The Consumer Financial Protection Bureau has a plain-language explainer of the Closing Disclosure if you want to know what to look for.

The title company schedules your signing. In Colorado, title companies run most closings. When the loan documents are ready, the title company (or the lender) books a signing agent and sends the package to them. The agent will usually call or text you to confirm the time, the address, and who will be signing. We explain that relationship in detail in how title companies and signing agents work together.

If you are buying a home and owe money at closing, the title company will tell you how to send it. Always confirm wiring instructions by calling the title company at a number you already know — never one from an email. Wire fraud targeting homebuyers is common, and a real title company will never change its instructions by email at the last minute.

How to Prepare for Your Signing Appointment

A little preparation keeps the appointment to about an hour and prevents the errors that bounce a package back. Here is what to have ready.

On ID: Colorado law lets a notary accept a passport, driver’s license, or other government ID that is current or expired by no more than one year. Lenders and title companies often set a stricter rule and require unexpired ID, so check your card’s date now. Also make sure the name on your ID reasonably matches the name on the loan documents. A maiden name or missing middle name can usually be handled with a signature affidavit in the package, but it is better to know in advance.

The Loan Signing Appointment, Step by Step

Whether you meet at your kitchen table in Lakewood, an office in Centennial, or a coffee shop in Aurora, a professional signing follows the same sequence.

Inside the appointment itself, expect these six steps:

1. Introductions and ID check. The agent confirms who is signing and examines each signer’s identification.
2. Journal entry. Colorado notaries record every notarial act in a journal, so the agent logs the date, time, document types, and how each signer was identified.
3. Document walkthrough. The agent presents each document in order, names it, and shows you where to sign, initial, and date. You can take time to read anything you like.
4. Notarizations. For documents that require it — such as the deed of trust — the agent completes the notarial certificate and applies the seal.
5. Final review. A careful agent flips back through every page to catch a missed initial or date before leaving. This is the step that prevents most funding delays.
6. Return. The agent packages the documents and returns them per the title company’s instructions, often by scanning certain pages the same day and shipping the originals overnight.

“Every notary public must keep a journal of every notarial act.”

That journal requirement is one reason a signing appointment cannot be rushed or done “on the honor system.” The notary is personally accountable for each entry, and the record protects you if a signature is ever questioned.

Key Documents You Will Sign

Every lender’s package is a little different, but most contain the same core documents. Knowing what they are makes the stack far less intimidating.

The agent can tell you what each document is called and where it goes. If a figure looks wrong or you do not understand a term, pause the signing and call your loan officer. A good signing agent will happily wait — signing something you are unsure about is never required.

After the Signing: Returning the Package and Funding

Once the agent leaves, the title company reviews the package for completeness. What happens next depends on your loan type:

• Purchase: there is no cancellation period. Once the title company and lender sign off, the loan funds, the seller is paid, and the deed of trust and deed are sent for recording — often on or near the signing day.
• Refinance or HELOC on your primary home: you have a three-business-day right to cancel. For this rule, Saturdays count as business days but Sundays and federal holidays do not. Sign on a Monday, and the period runs Tuesday through Thursday, so the earliest funding is Friday.

The differences between signing types go deeper than timing. Our guide to refinance, HELOC, and reverse mortgage signings covers what changes for each.

Common Mistakes That Delay a Closing

Most funding delays trace back to a handful of avoidable problems:

• Expired or mismatched ID. Check expiration dates and names a few days ahead.
• A missing co-borrower. If one person cannot attend, tell the title company early so they can arrange a second appointment.
• Missed initials or wrong dates. Date every page with the actual signing date unless the document is pre-dated by the lender.
• Wrong ink. Many lenders specify blue or black ink. Your agent will bring the right pens.
• Last-minute questions about terms. Questions belong with your lender during the Closing Disclosure review, not at the signing table.

Schedule Your Signing With MJ Notary Denver

MJ Notary Denver is a certified loan signing agent and National Notary Association member serving borrowers, lenders, and title companies across the metro. Seller packages are $100, buyer packages $125, and double packages $175, plus a travel fee starting at $45. See our loan signing packages, contact us, or call (720) 333-0580. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City.

Frequently Asked Questions

Sources: Consumer Financial Protection Bureau, Closing Disclosure and right of rescission guidance; Colorado Secretary of State, Notary FAQ; C.R.S. § 24-21-507 (identification of individuals). Last reviewed October 2026.

If you are about to close on a mortgage or refinance and someone mentioned a “signing agent” coming to your home, you may be wondering what that means and why a regular notary will not do. This guide explains exactly what a loan signing agent is, when you need one, and how the appointment works — so you walk into your closing knowing what to expect.

This is part of our complete guide to loan signing agents in Denver, which covers the full process and how to choose one.

What a Loan Signing Agent Is

A loan signing agent is a notary public who has earned additional certification specifically in handling loan documents. They are trained to present an entire loan package — often a hundred pages or more — to a borrower, point out every place that needs a signature, initial, or date, and notarize the pages that require it. Then they return the completed package to the title or escrow company so the loan can fund.

Think of them as a specialist. A general notary can notarize a single document; a signing agent manages the whole signing appointment from start to finish, knowing exactly which documents matter and how the package must come back together.

Signing Agent vs. a Regular Notary

Every loan signing agent is a notary, but not every notary is a certified signing agent. The difference is training and process — the signing agent knows the documents, the order, and the stakes. We go deeper on this in our explainer on notarization and related terms.

Curious how the appointment actually unfolds? Read the loan signing process, step by step, or see how title companies and signing agents work together.

When Do You Need a Loan Signing Agent?

You need a signing agent any time you are completing a loan or real estate transaction that requires notarized documents. The most common situations:

In each of these, a lender produces a package of documents that must be signed in front of — and notarized by — a qualified signing agent. Without that step, the loan cannot fund. Even buyers and sellers who never think about notaries suddenly need one at the closing table.

“The signing agent ensures that loan documents are properly executed by the borrower, notarized, and returned for processing.”

Who Arranges the Signing Agent?

In most cases, you do not have to find a signing agent yourself — the title company, escrow officer, or lender arranges it as part of closing. They send the documents to the agent and coordinate the appointment. That said, borrowers and companies can also hire a trusted local signing agent directly, which is common when speed, reliability, or a specific schedule matters.

If you want certainty that an experienced, NNA-certified agent handles your signing — and can meet you on your schedule anywhere in the Denver metro — you can request MJ Notary Denver directly through your title company or contact us to coordinate.

What to Expect at the Appointment

A signing appointment usually takes 45 minutes to an hour. The agent comes to a location convenient for you — home, office, or elsewhere — at an agreed time, often including evenings or weekends. They bring the package, verify your identity, guide you through each signature and initial, and notarize the required pages. You will want a valid government-issued photo ID ready, and all borrowers on the loan present to sign.

A good signing agent keeps the appointment calm and clear. They cannot give you legal or financial advice or interpret your loan terms — that is your lender’s role — but they will make sure every page is executed correctly so nothing bounces back.

Schedule a Signing With MJ Notary Denver

MJ Notary Denver is a certified Colorado notary and National Notary Association member providing professional mobile loan signing across the Denver metro. We come to you, handle your package accurately, and return it on time. See our loan signing packages, contact us, or call (720) 333-0580. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City.

Frequently Asked Questions

If you are refinancing your home, buying a property, or closing a home equity line in the Denver area, at some point a stack of documents needs your signature — and many of those pages need to be notarized correctly, in a specific order, with nothing missed. That is where a loan signing agent comes in. This guide explains exactly what a signing agent does, how the process works, and how to choose the right one in Denver.

MJ Notary Denver provides certified loan signing services across the metro area. You can see current signing packages on our loan signing services page, or read on for the complete picture.

What Is a Loan Signing Agent?

A loan signing agent is a notary public who has additional training and certification specifically in handling loan documents. Where a general notary verifies identities and witnesses signatures on individual documents, a signing agent manages an entire loan package — often 100 or more pages — making sure every signature, initial, and notarization lands in the right place.

Signing agents are a critical link in the closing process. Title companies, escrow officers, and mortgage lenders rely on them to meet with borrowers, present the documents accurately, and return a flawless package so the loan can fund on schedule. A certified signing agent through the National Notary Association has been background-screened and tested on loan document handling, which is why lenders trust them with this work.

“A notary signing agent is the critical final link to complete a loan — the professional who ensures documents are executed correctly and returned on time.”

What a Loan Signing Agent Actually Does

The role goes well beyond simply notarizing a few pages. A professional signing agent:

• Receives and prepares the package. They get the documents from the title or escrow company, print them correctly, and review them so they know the order before they ever sit down with you.
• Meets you where it’s convenient. Most signings happen at the borrower’s home, office, or a coffee shop — at a time that works for you, including evenings and weekends.
• Guides you through each document. They point out where to sign, date, and initial, and identify the key documents — the note, the deed of trust, the closing disclosure — without giving legal or financial advice.
• Notarizes correctly. They verify your identity and notarize every page that requires it, following Colorado notary law precisely.
• Returns the package on time. They assemble everything in the right order and ship it back promptly so your closing stays on schedule.

Crucially, a signing agent is a neutral third party. They do not interpret your loan terms or advise you on whether to sign — their job is to ensure the documents are executed correctly and the process runs smoothly.

The Loan Signing Process, Step by Step

For a borrower’s walkthrough of each stage, from the Closing Disclosure to funding day, see the loan signing process, step by step. From the borrower’s side, the appointment itself usually takes 45 minutes to an hour. The agent arrives prepared, you work through the package together, and the notarizations happen as you go. A well-run signing feels organized and unhurried — you always know which document you are signing and why it needs your signature.

Types of Loan Signings

Not every signing is the same. The package and what it contains depend on the type of transaction.

An experienced signing agent handles all of these and adjusts to the demands of each. Reverse mortgages, for example, require particular care and are often handled only by agents specifically comfortable with them. We cover the differences in depth in our companion guide, Refinance, HELOC, Reverse Mortgage: Which Signing Do You Need?

Why a Local Denver Signing Agent Matters

Loan signings are time-sensitive and location-specific. A local Denver-based signing agent can reach you quickly across the metro area — Aurora, Lakewood, Centennial, Littleton, Englewood, Commerce City — and accommodate tight closing windows that an out-of-area agent cannot. Local agents also understand Colorado notary requirements and work regularly with area title and escrow companies, which keeps your closing smooth.

Convenience is the other half. Instead of taking time off to sit in an office, you choose the time and place. Mobile signing agents come to you — at home after work, at your office over lunch, or wherever is easiest — including evenings and weekends when most closings actually need to happen.

How to Choose a Loan Signing Agent in Denver

Not all signing agents bring the same level of professionalism. When choosing one, look for:

• NNA certification and background screening. This is the industry standard lenders expect, confirming the agent is trained and vetted.
• Experience with your signing type. A refinance is routine; a reverse mortgage is not. Ask whether they regularly handle your kind of package.
• Mobile availability. The best signing agents come to you and offer flexible hours, including evenings and weekends.
• Reliability and punctuality. Returning the package on time is the whole job. A late package can delay funding.
• Clear, upfront pricing. You should know the fee before the appointment, with no surprises.

MJ Notary Denver checks every one of these boxes — a certified, NNA-member signing agent serving the Denver metro with transparent pricing and flexible mobile scheduling.

More Loan Signing Guides

• What Is a Loan Signing Agent — and When Do You Need One?
• The Loan Signing Process, Step by Step (for Borrowers)
• Refinance, HELOC, Reverse Mortgage: Which Signing Do You Need?
• How Title Companies and Signing Agents Work Together

Work With MJ Notary Denver

Whether you are refinancing, buying, or closing a home equity line, MJ Notary Denver makes the signing accurate and convenient. As a certified Colorado notary and member of the National Notary Association, we handle your loan package professionally, come to you anywhere in the metro area, and return everything to your title company on time.

See our loan signing packages and pricing, contact MJ Notary Denver, or call (720) 333-0580 to schedule your signing. We serve Denver, Aurora, Lakewood, Centennial, Littleton, Englewood, and Commerce City.

Frequently Asked Questions